D/L Composition
Period Ended | 2020 FQ2 YTD 3/31/2020 | 2019 FY 9/30/2019 | 2018 FY 9/30/2018 | 2017 FY 9/30/2017 | 2016 FY 9/30/2016 | |
---|---|---|---|---|---|---|
Loan Composition (%) | ||||||
Total Gross Loans($000) | 1,371,346 | 1,341,283 | 1,316,759 | 1,246,046 | 1,228,269 | |
Gross Loans HFI Growth | 4.48 | 1.86 | 5.67 | 1.45 | 10.55 | |
1-4 Family Loans/ Loans | 43.79 | 44.55 | 44.09 | 47.09 | 48.58 | |
Multifamily Loans/ Loans | NA | NA | NA | NA | NA | |
Commercial Real Estate Loans/ Loans | NA | NA | NA | NA | NA | |
Commercial & Multifamily Real Estate Loans/ Loans | 37.09 | 35.83 | 31.64 | 25.55 | 23.48 | |
Real Estate Loans/ Loans | 80.88 | 80.38 | 75.73 | 72.63 | 72.06 | |
Construction & Development Loans/ Loans | 0.78 | 0.42 | 0.30 | 0.25 | 0.14 | |
Home Equity Loans/ Loans | 3.19 | 3.37 | 3.34 | 3.71 | 3.92 | |
Credit Card Loans/ Loans | 0 | 0 | 0 | 0 | 0 | |
Vehicle Loans/ Loans | 4.27 | 6.11 | 11.10 | 14.98 | 15.72 | |
Other Consumer Loans/ Loans | 0 | 0 | 0 | 0 | 0 | |
Consumer Loans/ Loans | 7.46 | 9.48 | 14.44 | 18.69 | 19.64 | |
Commercial Loans/ Loans | 5.15 | 4.14 | 3.76 | 3.54 | 3.25 | |
Foreign Loans/ Loans | 0 | 0 | 0 | 0 | 0 | |
Other Loans/ Loans | 5.73 | 5.57 | 5.78 | 4.89 | 4.90 | |
Unearned Income and Other Adjustments/ Loans | NA | NA | NA | NA | NA | |
Deposit Composition (%) | ||||||
Total Deposits($000) | 1,327,613 | 1,342,830 | 1,336,855 | 1,274,861 | 1,214,820 | |
Deposit Growth | (2.27) | 0.45 | 4.86 | 4.94 | 10.77 | |
Transaction Acct Deps/Tot Deps | 28.35 | 29.83 | 28.40 | 28.90 | 25.53 | |
Savings Acct Deps/Tot Deposits | 10.68 | 10.05 | 10.16 | 11.10 | 11.69 | |
Money Mkt Deps/Tot Deposits | 26.14 | 27.15 | 22.15 | 19.92 | 20.57 | |
MMDA & Savings/Total Deposits | 36.82 | 37.21 | 32.31 | 31.02 | 32.27 | |
Retail Time Deps/Tot Deposits | 23.42 | 22.85 | 25.32 | 23.62 | 29.62 | |
Jumbo Time Deposits/ Deposits | 11.41 | 10.11 | 13.97 | 16.45 | 12.58 | |
Tot Time Deposits/Tot Deposits | 34.83 | 32.96 | 39.29 | 40.07 | 42.20 | |
Foreign Deposits/Total Deposits | 0 | 0 | 0 | 0 | 0 | |
Other Deposits/Total Deposits | 0 | 0 | 0 | 0 | 0 | |
Non-CDs/Total Deposits | 65.17 | 67.04 | 60.71 | 59.93 | 57.80 | |
Core Deposits/Total Deposits | 88.59 | 89.89 | 86.03 | 83.55 | 87.42 | |
Noninterest-bearing Deposits/ Deposits | 13.64 | 13.10 | 11.84 | 12.56 | 11.77 | |
Interest-bearing Deposits/ Deposits | 86.36 | 86.90 | 88.16 | 87.44 | 88.23 |