Investor Relations

ESSA Bancorp, Inc. (Nasdaq: ESSA) seeks to enhance shareholder value not only through exceptional business performance and practices, but also through responsible and effective communication with its shareholders.

Deposit Marketshare

Summary of Deposits

Offices and Deposits of all FDIC-Insured Institutions
Deposit Market Share Report
Deposits as of: June 30, 2023
Sorted By: Market Share
Selected Market
State: County: City: Zip Code:
PENNSYLVANIA CHESTER, DELAWARE, LACKAWANNA, LEHIGH, LUZERNE, MONROE, NORTHAMPTON ALL ALL
June 30, 2023
Outside of
Market		 Inside of
Market
Institution Name CERT State
(Hqtrd)		 Bank
Class		 State/
Federal
Charter		 No. of
Offices		 Deposits
($000)		 No. of
Offices		 Deposits
($000)		 Market
Share
Wells Fargo Bank, National Association 3511 SD N Federal 4,494 1,350,021,784

61

 10,193,216 14.59%
PNC Bank, National Association 6384 DE N Federal 2,387 425,009,520

54

 9,501,105 13.60%
TD Bank, National Association 18409 DE N Federal 1,144 298,329,232

29

 5,571,311 7.97%
Citizens Bank, National Association 57957 RI N Federal 1,051 175,817,348

42

 4,896,818 7.01%
Truist Bank 9846 NC NM State 1,963 413,472,237

40

 4,766,763 6.82%
Bank of America, National Association 3510 NC N Federal 3,790 1,875,975,285

21

 3,185,370 4.56%
Wilmington Savings Fund Society, FSB 17838 DE SB Federal 73 13,409,903

21

 3,180,860 4.55%
Fulton Bank, National Association 7551 PA N Federal 187 18,988,865

23

 2,393,813 3.43%
The Fidelity Deposit and Discount Bank 11868 PA NM State 0 0

22

 2,153,294 3.08%
Santander Bank, N.A. 29950 DE N Federal 418 75,042,186

21

 2,057,002 2.94%
Manufacturers and Traders Trust Company 588 NY SM State 1,011 163,255,419

24

 1,997,043 2.86%
Meridian Bank 57777 PA NM State 2 154,066

4

 1,631,061 2.33%
Essa Bank & Trust 28262 PA SB State 1 23,962

21

 1,516,540 2.17%
Embassy Bank For The Lehigh Valley 57228 PA NM State 0 0

10

 1,508,509 2.16%
Fncb Bank 7472 PA NM State 1 96,487

15

 1,379,777 1.97%
Peoples Security Bank and Trust Company 7514 PA NM State 14 1,889,273

14

 1,341,940 1.92%
Community Bank, National Association 6989 NY N Federal 194 11,989,213

18

 1,091,788 1.56%
Nbt Bank, National Association 7230 NY N Federal 127 8,892,205

15

 797,802 1.14%
Keybank National Association 17534 OH N Federal 973 147,392,033

12

 792,188 1.13%
S&t Bank 11124 PA NM State 61 6,481,884

12

 682,116 0.98%
American Bank 34422 PA SM State 0 0

1

 682,068 0.98%
First National Bank of Pennsylvania 7888 PA N Federal 341 33,642,375

8

 576,906 0.83%
First Northern Bank and Trust Company 7675 PA SM State 1 205,804

10

 576,881 0.83%
New Tripoli Bank 7659 PA SM State 0 0

3

 549,353 0.79%
First Keystone Community Bank 7404 PA NM State 6 408,376

13

 540,534 0.77%
Malvern Bank N.A. 27861 PA N Federal 2 143,835

6

 534,366 0.76%
First Resource Bank 57967 PA NM State 0 0

3

 475,798 0.68%
The Luzerne Bank 7586 PA NM State 0 0

8

 465,205 0.67%
The Neffs National Bank 7646 PA N Federal 0 0

2

 368,128 0.53%
Jpmorgan Chase Bank, National Association 628 OH N Federal 4,865 2,067,688,603

10

 353,397 0.51%
Phoenixville Federal Bank and Trust 29995 PA SB State 3 196,235

4

 321,891 0.46%
Citizens Savings Bank 31184 PA SB Federal 1 29,649

5

 292,382 0.42%
Qnb Bank 7714 PA NM State 10 1,193,392

3

 256,373 0.37%
Republic Bank 27332 PA NM State 32 4,443,245

3

 249,432 0.36%
Wayne Bank 698 PA NM State 21 1,487,593

8

 245,411 0.35%
Customers Bank 34444 PA SM State 5 17,840,543

2

 226,547 0.32%
Mid Penn Bank 9889 PA NM State 45 4,064,984

4

 224,923 0.32%
Presence Bank 30085 PA SB State 2 105,298

2

 206,793 0.30%
The Honesdale National Bank 7526 PA N Federal 8 621,850

5

 193,184 0.28%
Iron Workers Savings Bank 28908 PA SB State 0 0

3

 169,311 0.24%
The National Bank of Malvern 7590 PA N Federal 0 0

2

 164,156 0.23%
Firstrust Savings Bank 26647 PA SB State 17 3,607,282

1

 161,973 0.23%
Provident Bank 12010 NJ SB State 93 10,157,836

3

 149,384 0.21%
Linkbank 14863 PA NM State 9 906,813

1

 143,910 0.21%
Univest Bank and Trust Co. 7759 PA SM State 52 5,972,621

3

 134,997 0.19%
Sharon Bank 28793 PA SB State 1 9,771

4

 124,270 0.18%
The Haverford Trust Company 26189 PA SM State 0 0

1

 119,368 0.17%
United Savings Bank 28836 PA SB State 3 220,324

3

 118,312 0.17%
County Savings Bank 29231 PA SB Federal 0 0

3

 93,235 0.13%
Quaint Oak Bank 35497 PA SB State 2 487,171

1

 91,390 0.13%
First Bank 58481 NJ NM State 17 2,310,891

1

 89,009 0.13%
Unity Bank 33503 NJ NM State 18 1,765,626

2

 84,135 0.12%
The Dime Bank 9888 PA NM State 7 733,070

2

 64,223 0.09%
First Commonwealth Bank 7468 PA NM State 128 9,141,269

1

 50,798 0.07%
Tompkins Community Bank 609 NY NM State 64 6,455,449

1

 47,600 0.07%
Ps Bank 444 PA NM State 8 430,550

2

 30,961 0.04%
First Citizens Community Bank 7593 PA SM State 41 2,251,788

1

 27,108 0.04%
Woodforest National Bank 23220 TX N Federal 769 7,946,930

6

 21,792 0.03%
Citizens & Northern Bank 7799 PA NM State 28 2,021,085

1

 4,386 0.01%
Wilmington Trust, National Association 34069 DE N Federal 34 8,937

3

 0 0.00%
Number of Institutions in the Market: 60 TOTALS 24,524 7,172,740,097 624 69,868,206 100.00
Bank Charter Class:
N – National Bank
SM – Federal Reserve Member
NM – Federal Reserve Nonmember
SA – Savings Association
SB – FDIC Savings Bank
OI – U.S. Branches Foreign Banks