|
|
|
|
|
|
|
|
|
Interest Income
|
32,857
|
67,759
|
64,503
|
58,318
|
58,366
|
|
|
Interest Expense
|
9,299
|
20,749
|
16,268
|
12,799
|
11,431
|
|
|
Net Interest Income
|
23,558
|
47,010
|
48,235
|
45,519
|
46,935
|
|
|
FTE Net Interest Income
|
NA
|
NA
|
NA
|
NA
|
NA
|
|
|
Provision for Loan
Losses
|
875
|
2,076
|
4,000
|
3,350
|
2,550
|
|
|
Trading Account Income
|
0
|
0
|
0
|
0
|
0
|
|
|
Foreign Exchange Income
|
0
|
0
|
0
|
0
|
0
|
|
|
Trust Revenue
|
747
|
1,099
|
1,020
|
752
|
780
|
|
|
Service Charges on
Deposits
|
1,605
|
3,319
|
3,373
|
3,440
|
3,552
|
|
|
Gain on Sale of Loans (FAS
140)
|
144
|
0
|
0
|
0
|
0
|
|
|
Loan Fees & Charges
|
1,233
|
1,225
|
1,319
|
1,337
|
1,176
|
|
|
Bank-owned Life Insurance
Revenue
|
476
|
971
|
1,004
|
1,033
|
938
|
|
|
Insurance Revenue
|
446
|
818
|
764
|
747
|
843
|
|
|
Investment Banking &
Brokerage
|
0
|
0
|
0
|
0
|
0
|
|
|
Other Noninterest
Income
|
104
|
676
|
171
|
595
|
236
|
|
|
Total Noninterest
Income
|
4,755
|
8,108
|
7,651
|
7,904
|
7,525
|
|
|
Realized Gain on
Securities
|
376
|
49
|
162
|
295
|
1,258
|
|
|
Nonrecurring Revenue
|
0
|
0
|
0
|
0
|
0
|
|
|
Compensation &
Benefits
|
12,315
|
24,029
|
23,802
|
24,420
|
23,630
|
|
|
Occupancy &
Equipment
|
2,136
|
4,189
|
4,461
|
4,472
|
5,129
|
|
|
Marketing and Promotion
Expense
|
234
|
699
|
903
|
1,137
|
1,061
|
|
|
Professional Fees
|
992
|
2,054
|
2,368
|
2,886
|
2,529
|
|
|
Tech & Communications
Expense
|
2,102
|
3,648
|
3,892
|
3,985
|
4,260
|
|
|
Amrt of Intang &
Goodwill Impair
|
140
|
309
|
469
|
643
|
763
|
|
|
Foreclosure & Repo
|
66
|
(81)
|
(24)
|
(370)
|
27
|
|
|
Other Expense
|
1,602
|
3,206
|
3,282
|
4,265
|
5,214
|
|
|
Total Noninterest
Expense
|
19,587
|
38,053
|
39,153
|
41,438
|
42,613
|
|
|
Nonrecurring Expense
|
0
|
0
|
700
|
0
|
245
|
|
|
Pre-Provision Net
Revenue
|
8,726
|
17,065
|
16,733
|
11,985
|
11,847
|
|
|
Non-FTE Pre-Provision Net
Revenue
|
8,726
|
17,065
|
16,733
|
11,985
|
11,847
|
|
|
Net Income before Taxes
|
8,227
|
15,038
|
12,195
|
8,930
|
10,310
|
|
|
Provision for Taxes
|
1,410
|
2,415
|
5,664
|
1,591
|
2,583
|
|
|
Effective Tax Rate(%)
|
17.14
|
16.06
|
46.45
|
17.82
|
25.05
|
|
|
Min Int & Oth
after-tax Items
|
0
|
0
|
0
|
0
|
0
|
|
|
Extraordinary Items
|
0
|
0
|
0
|
0
|
0
|
|
|
Net Income
|
6,817
|
12,623
|
6,531
|
7,339
|
7,727
|
|
|
Net Income Attributable
to Noncontrolling Int
|
0
|
0
|
0
|
0
|
0
|
|
|
Net Income Attributable
to Parent
|
6,817
|
12,623
|
6,531
|
7,339
|
7,727
|
|
|
Preferred Dividends
|
0
|
0
|
0
|
0
|
0
|
|
|
Other Preferred Dividends
after Net Income
|
0
|
0
|
0
|
0
|
0
|
|
|
Other Changes to Net
Income
|
0
|
0
|
0
|
0
|
0
|
|
|
Net Income Avail to
Common
|
6,817
|
12,623
|
6,531
|
7,339
|
7,727
|
|
|
Net Income for Diluted
EPS
|
6,817
|
12,623
|
6,531
|
7,339
|
7,727
|
|
|
EPS after Extra($)
|
0.65
|
1.18
|
0.60
|
0.69
|
0.73
|
|
|
EPS after Extra
Growth(%)
|
20.40
|
96.70
|
(13)
|
(5.50)
|
(21.50)
|
|
|
Pre-Provision Earnings
per Share($)
|
0.66
|
1.26
|
1.21
|
0.73
|
0.73
|
|
|
Net Income
|
6,817
|
12,623
|
6,531
|
7,339
|
7,727
|
|
|
Preferred Dividend
Adjustment to Comprehensive Inc
|
0
|
0
|
0
|
0
|
0
|
|
|
Total Other Comprehensive
Income
|
2,276
|
8,626
|
(8,810)
|
1,078
|
563
|
|
|
Comprehensive Income
|
9,093
|
21,249
|
(2,279)
|
8,417
|
8,290
|
|
|
Interest Earned on
Loans
|
28,195
|
56,522
|
53,398
|
48,162
|
49,084
|
|
|
Int Inc: Securities
|
NA
|
10,641
|
10,734
|
9,965
|
9,229
|
|
|
Int Inc: Other Earn
Assets
|
NA
|
596
|
371
|
191
|
53
|
|
|
Int Inc: Secs & Oth
Earn Assets
|
4,662
|
11,237
|
11,105
|
10,156
|
9,282
|
|
|
Int Inc: Total Earn
Assets
|
32,857
|
67,759
|
64,503
|
58,318
|
58,366
|
|
|
Int Exp: CDs
|
NA
|
9,647
|
8,055
|
6,872
|
6,784
|
|
|
Int Exp: Other Deposits
|
NA
|
4,775
|
2,253
|
1,599
|
811
|
|
|
Int Exp: Total Deposits
|
6,561
|
14,422
|
10,308
|
8,471
|
7,595
|
|
|
Int Exp: Debt
|
2,738
|
6,327
|
5,960
|
4,328
|
3,836
|
|
|
Int Exp: Total Int-bearing
Liab
|
9,299
|
20,749
|
16,268
|
12,799
|
11,431
|
|
Data shown on this page is extracted directly from the company’s documents. S&P makes every
effort to line up fields, captions and headers that
represent the same data over time, despite variations in how the company may report these
items in different documents. In certain instances the
variation in the company’s presentation over time may be too significant, potentially
resulting in repeating and/or disordered items. Despite possible
issues with the presentation, S&P, as always, stands by its commitment to the quality of the
data.