Cash and Due from
Banks
|
97,121
|
48,426
|
39,197
|
36,008
|
31,815
|
|
Fed Funds Sold
|
0
|
0
|
0
|
0
|
0
|
|
Deposits at Financial
Institutions
|
76,398
|
3,816
|
4,842
|
6,175
|
13,093
|
|
Securities Purchased, to
Resell
|
0
|
0
|
0
|
0
|
0
|
|
Other Cash & Cash
Equivalents
|
0
|
0
|
0
|
0
|
0
|
|
Cash and Cash
Equivalents
|
173,519
|
52,242
|
44,039
|
42,183
|
44,908
|
|
Trading Account
Securities
|
0
|
0
|
0
|
0
|
0
|
|
Available for Sale
Securities
|
306,407
|
313,393
|
371,438
|
390,452
|
390,410
|
|
Held to Maturity
Securities
|
0
|
0
|
0
|
0
|
0
|
|
Other Securities
|
17,284
|
11,579
|
12,973
|
13,832
|
15,463
|
|
Total Cash &
Securities
|
497,210
|
377,214
|
428,450
|
446,467
|
450,781
|
|
Gross Loans Held for
Investment
|
1,371,346
|
1,341,283
|
1,316,759
|
1,246,046
|
1,228,269
|
|
Loan Loss Reserve
|
13,179
|
12,630
|
11,688
|
9,365
|
9,056
|
|
Loans Held for Sale, before
Reserves
|
0
|
0
|
0
|
0
|
0
|
|
Total Net Loans
|
1,358,167
|
1,328,653
|
1,305,071
|
1,236,681
|
1,219,213
|
|
Real Estate Owned and Held
for Investment
|
408
|
240
|
1,141
|
1,424
|
2,659
|
|
Goodwill
|
13,801
|
13,801
|
13,801
|
13,801
|
13,801
|
|
Core Deposit
Intangibles
|
926
|
1,066
|
1,375
|
1,844
|
NA
|
|
Other Intangibles
|
0
|
0
|
0
|
0
|
NA
|
|
Intangible Assets other
than Goodwill
|
926
|
1,066
|
1,375
|
1,844
|
2,487
|
|
Total Intangible Assets
|
14,727
|
14,867
|
15,176
|
15,645
|
16,288
|
|
Loan Servicing Rights
|
188
|
177
|
206
|
232
|
398
|
|
Credit Card Rights
|
0
|
0
|
0
|
0
|
0
|
|
Other Loan Servicing
Rights
|
0
|
0
|
0
|
0
|
0
|
|
Total Servicing Rights
|
188
|
177
|
206
|
232
|
398
|
|
Fixed Assets
|
21,226
|
14,335
|
14,601
|
16,234
|
16,844
|
|
Interest Receivable
|
6,593
|
6,225
|
6,640
|
6,149
|
5,769
|
|
Prepaid Expense
|
NA
|
NA
|
4,223
|
3,417
|
1,600
|
|
Bank-owned Life
Insurance
|
40,077
|
39,601
|
38,630
|
37,626
|
36,593
|
|
Other Assets
|
16,580
|
18,115
|
19,652
|
21,343
|
22,334
|
|
Total Other Assets
|
84,476
|
78,276
|
83,746
|
84,769
|
83,140
|
|
Total Assets
|
1,955,176
|
1,799,427
|
1,833,790
|
1,785,218
|
1,772,479
|
|
Memo: Consolidated VIE
Assets
|
0
|
0
|
0
|
0
|
0
|
|
Memo: Covered Loans
|
0
|
0
|
0
|
0
|
0
|
|
Memo: Covered OREO
|
0
|
0
|
0
|
0
|
0
|
|
Memo: Covered
Securities
|
0
|
0
|
0
|
0
|
0
|
|
Memo: Covered Assets
|
0
|
0
|
0
|
0
|
0
|
|
Total Deposits
|
1,327,613
|
1,342,830
|
1,336,855
|
1,274,861
|
1,214,820
|
|
FHLB Borrowings
|
400,660
|
248,282
|
298,496
|
311,614
|
360,061
|
|
Senior Debt
|
407,530
|
248,282
|
298,496
|
311,614
|
360,061
|
|
Trust Preferred (FAS
150)
|
0
|
0
|
0
|
0
|
0
|
|
Total Subordinated Debt
|
0
|
0
|
0
|
0
|
0
|
|
Redeemable Financial
Instruments (FAS 150)
|
0
|
0
|
0
|
0
|
0
|
|
Total Debt
|
407,530
|
248,282
|
298,496
|
311,614
|
360,061
|
|
Total Other Liabilities
|
26,367
|
18,807
|
19,253
|
16,016
|
21,254
|
|
Total Liabilities
|
1,761,510
|
1,609,919
|
1,654,604
|
1,602,491
|
1,596,135
|
|
Memo: Consolidated VIE
Liabilities
|
0
|
0
|
0
|
0
|
0
|
|
Redeemable Preferred
|
0
|
0
|
0
|
0
|
0
|
|
Trust Preferred
Securities
|
0
|
0
|
0
|
0
|
0
|
|
Total Minority Interest
|
0
|
0
|
0
|
0
|
0
|
|
Other Mezzanine Items
|
0
|
0
|
0
|
0
|
0
|
|
Total Mezzanine Level
Items
|
0
|
0
|
0
|
0
|
0
|
|
TARP Preferred Equity
|
0
|
0
|
0
|
0
|
0
|
|
Other Preferred
Equity
|
0
|
0
|
0
|
0
|
0
|
|
Total Preferred Equity
|
0
|
0
|
0
|
0
|
0
|
|
Common Equity
|
193,666
|
189,508
|
179,186
|
182,727
|
176,344
|
|
Equity Attributable to
Parent Company
|
193,666
|
189,508
|
179,186
|
182,727
|
176,344
|
|
Noncontrolling
Interests
|
0
|
0
|
0
|
0
|
0
|
|
Total Equity
|
193,666
|
189,508
|
179,186
|
182,727
|
176,344
|
|
Net Unrealized Gain
|
4,987
|
807
|
(11,369)
|
(927)
|
3,952
|
|
Tot Acc Other
Comprehensive Inc
|
996
|
(1,280)
|
(9,910)
|
(754)
|
(1,832)
|
|
Gross Loans HFI/ Total
Assets
|
70.14
|
74.54
|
71.81
|
69.80
|
69.30
|
|
Loans/ Deposits
|
103.29
|
99.88
|
98.50
|
97.74
|
101.11
|
|
Loan Loss Reserves/ Gross
Loans
|
0.96
|
0.94
|
0.89
|
0.75
|
0.74
|
|
Reserves/ Loans Held For
Investment
|
0.96
|
0.94
|
0.89
|
0.75
|
0.74
|
|
One Year Gap/ Assets
|
NA
|
NA
|
NA
|
NA
|
NA
|
|
1-4 Loans Serviced for
Others($000)
|
NA
|
85,743
|
72,043
|
61,167
|
78,497
|
|
Level 1 Assets($000)
|
20
|
25
|
20
|
25
|
25
|
|
Level 2 Assets($000)
|
301,070
|
305,904
|
366,132
|
384,418
|
383,353
|
|
Level 3 Assets($000)
|
16,177
|
16,160
|
20,436
|
24,111
|
32,760
|
|
Level 1
Liabilities($000)
|
0
|
0
|
0
|
0
|
0
|
|
Level 2
Liabilities($000)
|
4,515
|
1,011
|
0
|
0
|
0
|
|
Level 3
Liabilities($000)
|
0
|
0
|
0
|
0
|
0
|
|
FTE Employees(actual)
|
244
|
256
|
266
|
304
|
326
|
|
Asset Growth
|
17.31
|
(1.87)
|
2.72
|
0.72
|
10.33
|
|
Gross Loans HFI Growth
|
4.48
|
1.86
|
5.67
|
1.45
|
10.55
|
|
Deposit Growth
|
(2.27)
|
0.45
|
4.86
|
4.94
|
10.77
|
|
Avg Gross Loans HFI
|
1,350,538
|
1,336,019
|
1,293,002
|
1,227,590
|
1,215,702
|
|
Avg Loans HFS
|
0
|
0
|
0
|
0
|
0
|
|
Average Loans, Gross of
Reserves
|
1,350,538
|
1,336,019
|
1,293,002
|
1,227,590
|
1,215,702
|
|
Avg Securities
|
NA
|
362,240
|
394,911
|
406,225
|
403,580
|
|
Avg Other Int Earn
Assets
|
NA
|
26,720
|
5,532
|
8,100
|
3,848
|
|
Avg Secs & Other Int
Earn Assets
|
357,724
|
388,960
|
400,443
|
414,325
|
407,428
|
|
Avg Interest Earning
Assets
|
1,708,262
|
1,724,979
|
1,693,445
|
1,641,915
|
1,623,130
|
|
Avg Assets
|
1,807,336
|
1,823,170
|
1,814,678
|
1,763,409
|
1,732,496
|
|
Avg CDs
|
NA
|
495,957
|
520,465
|
517,569
|
596,143
|
|
Avg Other Interest-bearing
Deposits
|
NA
|
660,666
|
583,215
|
548,544
|
444,184
|
|
Avg Interest-bearing
Deposits
|
NA
|
1,156,623
|
1,103,680
|
1,066,113
|
1,040,327
|
|
Avg Debt
|
NA
|
292,352
|
352,423
|
349,513
|
356,741
|
|
Avg Interest-bearing
Liabs
|
1,409,772
|
1,448,975
|
1,456,103
|
1,415,626
|
1,397,068
|
|
Avg Noninterest-bearing
Deposits
|
NA
|
167,211
|
154,662
|
147,554
|
138,070
|
|
Avg Total Deposits
|
1,334,452
|
1,323,834
|
1,258,342
|
1,213,667
|
1,178,397
|
|
Avg Preferred Equity
|
0
|
0
|
0
|
0
|
0
|
|
Avg Common Equity
|
192,696
|
185,645
|
180,759
|
178,629
|
175,487
|
|
Avg Equity
|
192,696
|
185,645
|
180,759
|
178,629
|
175,487
|
|